These templates are starting points, not magic spells. Every situation is unique.
- Understand first — Read the Foundation and relevant Domain sections
- Customize — Adapt each template to your specific situation
- Document — Keep copies of everything you send
- Send certified — Create proof of delivery
- Track deadlines — Note when responses are due
The 7-Phase System
Force disclosure of evidence, create paper trail, establish foundation for legal challenge.
Templates: QWR, Debt Validation, FOIA Bundle, Original Documents Request, Chain of Title Request, Privacy Act Request
Establish facts, create legal presumptions, formally notify of violations.
Templates: Affidavit of Truth, Notice of Lack of Consideration, Notice of Criminal Violations, Notice of Disputed Debt
Take offensive legal action, stop foreclosure, clear title.
Templates: Quiet Title Complaint, Motion to Dismiss, Counterclaim, Notice of Removal to Federal Court
Apply external pressure through law enforcement and regulators.
Templates: FBI Complaint, DOJ Referral, CFPB Complaint, SEC Complaint
Test boundaries of monetary system, alternative approaches.
Templates: Conditional Acceptance, Promissory Note Offset, Walker Todd Affidavit, Estoppel Letter, Indemnification Demand
Use public scrutiny and collective action for leverage.
Templates: Press Release, Congressional Petition, Class Action Joinder Notice
Negotiate resolution or controlled exit.
Templates: Settlement Agreement, Deed in Lieu Agreement
Battle Strategy Selection
Priority: Phase 3 (Emergency TRO) → Phase 2 (Disputed Debt Notice) → Phase 3 (Quiet Title)
Priority: All of Phase 1 → All of Phase 2 → Strategic selection from Phase 3-4
Priority: Phase 3 (Motion to Dismiss) → Phase 3 (Counterclaim) → Emergency TRO if sale scheduled
Use all Phase 1-2, then select from Phase 3-4 based on their response (or non-response)
The Core Principle
This system is built on the principle that promissory notes create money in our debt-based monetary system. The goal is to expose that banks provide no consideration for mortgages — they monetize your promissory note rather than lending pre-existing funds.
Make sure you understand Consideration in Commerce before using these templates.
- These templates are based on theories that have had mixed reception in courts
- Success varies significantly by jurisdiction and judge
- Consider legal counsel, especially for court filings
- Document everything — their failures become your evidence
- Timing is critical — don't wait until the last minute
- Some strategies are experimental — understand the risks