Phase 6 • Media Strategy

Press Release Template

Exposing Mortgage Fraud Through Media Coverage

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Template Type
Press Release
Target Audience
Local/National Media
Purpose
Public Exposure
Format
Standard AP Style

Press Release Template

PRESS RELEASE
FOR IMMEDIATE RELEASE

CONTACT:

Name: [YOUR NAME]

Phone: [YOUR PHONE]

Email: [YOUR EMAIL]

Location: [CITY, STATE]

LOCAL HOMEOWNER EXPOSES MASSIVE MORTGAGE FRAUD:
BANK CREATES MONEY FROM THIN AIR, THEN DEMANDS REPAYMENT

[YOUR NAME] Challenges [BANK NAME] With Federal Reserve Documents Proving Banks Don't Actually Lend Money

[CITY], [STATE] — [DATE]

A local homeowner is taking a stand against what they call "the biggest fraud in American history" by exposing how banks create money from borrowers' signatures rather than lending existing funds, then demand repayment with interest on money that never existed.

[YOUR NAME], a [YOUR PROFESSION/DESCRIPTION] from [YOUR CITY], has compiled extensive documentation from the Federal Reserve, Bank of England, and federal statutes proving that when banks make loans, they don't lend depositors' money or their own funds — they create new money through accounting entries using the borrower's promissory note.

"When I signed my mortgage for $[LOAN AMOUNT], I thought [BANK NAME] was lending me money they had. But federal documents prove they created that money from my signature, then charged me interest on money I essentially created myself," said [YOUR LAST NAME]. "This isn't conspiracy theory — it's documented in their own publications."

The allegations are supported by stunning admissions from banking authorities:

  • The Federal Reserve's publication "Modern Money Mechanics" states: "Of course, banks do not really pay out loans from the money they receive as deposits."
  • The Bank of England's 2014 bulletin confirms: "Whenever a bank makes a loan, it simultaneously creates a matching deposit in the borrower's bank account, thereby creating new money."
  • Former Federal Reserve attorney Walker Todd has testified that banks provide no actual consideration for mortgages, making the contracts potentially void.

The controversy centers on 12 U.S.C. § 411, a federal statute unchanged since 1913 that still states Federal Reserve Notes must be "redeemed in lawful money on demand."

KEY FACTS UNCOVERED:

  • Banks record borrowers' promissory notes as assets on their books
  • They create matching deposits (new money) through bookkeeping entries
  • No pre-existing money is actually lent
  • The borrower's signature literally creates the money
  • Banks then charge interest on money the borrower created
  • Total debt always exceeds total money supply, making system-wide repayment mathematically impossible

[YOUR LAST NAME] has sent [BANK NAME] multiple legal notices including Qualified Written Requests demanding proof of consideration, a Notice of Conditional Acceptance offering to pay if the bank can prove it lent actual money, and complaints to the FBI, DOJ, CFPB, and SEC.

To date, the bank has failed to provide proof that any actual money was lent, instead responding with form letters and threats.

"If what I'm saying is wrong, it should be easy for them to prove they actually lent me money. Show me the account it came from. Show me their ledger with money leaving their possession. They can't, because it never happened."

The implications are staggering. If mortgages are void for lack of consideration, trillions in alleged debt may be legally uncollectable. The entire monetary system, based on expanding debt, would be exposed as mathematically unsustainable.

Walker Todd, who spent 20 years as an attorney for the Federal Reserve Banks of Cleveland and New York, has stated in sworn affidavits: "What is commonly called a 'loan' is not a loan at all. It is the purchase of a promissory note by creating bookkeeping entries."

WHAT HOMEOWNERS CAN DO

Citizens facing foreclosure or questioning their mortgages are encouraged to:

  • Request proof of consideration from their lender
  • File Qualified Written Requests under RESPA
  • Demand to see the original promissory note
  • Research money creation at Federal Reserve websites
  • Contact their representatives about monetary reform

[YOUR LAST NAME] is calling for a congressional investigation into what they term "the greatest transfer of wealth in human history through systematic fraud."

"Every American with a mortgage deserves to know the truth: banks don't lend money, they create it from our promises to pay, then foreclose on our homes when we can't repay money that never existed in the first place. It's time for this fraud to end."

Representatives from [BANK NAME] have not responded to requests for comment as of press time.

MEDIA KIT AVAILABLE

Supporting Documentation Includes:

  • Federal Reserve "Modern Money Mechanics" publication
  • Bank of England "Money Creation in the Modern Economy"
  • Walker Todd affidavit
  • Copies of legal notices sent to bank
  • Federal statutes and UCC provisions

Interview Availability: [YOUR NAME] is available for interviews and can provide supporting documentation.

Social Media:
#MortgageFraud #BankingTruth #MoneyCreation #FederalReserve #FinancialJustice #MonetaryReform
###

Distribution Strategy

Local Media Targets:

National/Financial Media:

Distribution Methods:

  1. Email to news desks and specific reporters
  2. Post on PR distribution sites
  3. Share on social media with hashtags
  4. Send to homeowner advocacy groups
  5. Submit to citizen journalism sites

Pre-Release Checklist

Strategic Tips

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