Public Pressure
Media, Congress, and Collective Action
Phase Overview
Phase 6 moves beyond individual legal remedies to public pressure campaigns. These strategies leverage media attention, political engagement, and collective action to expose systemic fraud and create pressure for change.
Banks and servicers are sensitive to reputation damage and political scrutiny. Coordinated public pressure can be more effective than individual legal action, especially when the system is stacked against homeowners.
Important Considerations
- Truth Only: Never make false statements. All claims must be documented and accurate.
- Privacy: Consider your own privacy and that of others before going public.
- Defamation Risk: Ensure all statements are truthful and supported by evidence.
- Coordination: These strategies work best in combination with legal action.
- Persistence: Media and political campaigns require sustained effort.
Phase 6 Templates
Press Release Template
Professional press release for local and national media exposure. Tells your story in a newsworthy format, includes key facts about money creation, and provides media contacts. Creates public record and pressure.
Congressional Petition
Formal petition to Congress demanding investigation into mortgage fraud and money creation practices. Cites constitutional authority, lists demands, and can be signed by multiple homeowners for collective impact.
Class Action Joinder Notice
Template for organizing or joining class action litigation. Identifies eligible class members, documents claims, and provides framework for collective legal action. Strength in numbers.
Why Public Pressure Works
- Reputation Damage: Banks and servicers are sensitive to negative publicity
- Political Accountability: Elected officials respond to constituent pressure
- Media Spotlight: Public attention can force action where courts fail
- Collective Power: Individual cases become movements
- Document Trail: Creates permanent public record of wrongdoing
Coordination Strategy
Media Campaign
- Prepare press releases with all supporting documentation
- Identify sympathetic journalists covering financial issues
- Coordinate releases with legal filings for maximum impact
- Use social media to amplify message and connect with others
- Offer exclusive interviews to encourage coverage
Political Engagement
- Research your representatives' positions on banking regulation
- Schedule meetings with congressional staff
- Deliver petitions with media present
- Testify at public hearings when possible
- Build coalitions with consumer advocacy groups
Collective Action
- Connect with other affected homeowners in your area
- Share documents and strategies
- Coordinate filings for greater impact
- Consider class action certification
- Support each other through the process
Integration with Other Phases
Public pressure campaigns are most effective when integrated with the full Framework approach:
- Reference Phase 1-2: Document how servicer failed to respond to proper demands
- Cite Phase 3: Reference pending or completed court filings
- Mention Phase 4: Note that regulatory/criminal complaints have been filed
- Use Phase 5: Show that alternative approaches were attempted
- Prepare for Phase 7: Public pressure often leads to settlement opportunities