You think you "own" your house because you have a deed. But what exactly does that deed give you? Title is not the same as ownership. Understanding the difference reveals why mortgages, liens, and property taxes work the way they do.
This domain explores property as a system of rights and agreements — and how understanding that system reveals options you didn't know you had.
Territory Being Mapped
Property isn't a thing — it's a collection of rights (use, possession, transfer, exclusion). You can hold some rights while others hold different rights to the same "property."
Legal title vs. equitable title vs. allodial title. Who holds what? The answer determines who truly "owns" and who merely "holds."
Much property is held in trust without the holder realizing it. Grantor, trustee, beneficiary — which role are you playing?
The original grant from the sovereign. Unlike deeds, patents convey allodial title. Do you have patent land or deed land?
The Mortgage Mystery
Perhaps no area connects more directly to Money Creation:
When you sign a mortgage, your promissory note is a negotiable instrument — equivalent in value to Federal Reserve Notes. The bank doesn't lend you their money; they monetize your signature. Your note pays for the house.
This connects to:
- Mortgage Challenge — Practical navigation
- Promissory Notes — How they create money
- Negotiable Instruments — The legal framework
This Section is Being Charted
This territory is being mapped. The full Property domain will explore how property rights, titles, and trusts function — and what options exist for conscious ownership.
Content being developed:
- Property Fundamentals — Rights, not things
- Title and Deed Structures — What you actually receive when you "buy"
- Trust Analysis — Who's the beneficiary of your property trust?
- Land Patents — Allodial title and its implications
- Mortgage Deconstruction — What really happened at closing
Related Explorations
While this section is being developed, these connected topics are available:
How your signature on a promissory note creates money — and why that matters for property.
The legal framework that makes promissory notes equivalent to money.
Practical pathway for examining and potentially challenging mortgage agreements.